Terms of Service
Last updated: July 2025
Service Description
forologia.com.cy provides tax calculation tools and financial planning insights based on Cyprus tax regulations. Our service helps users estimate their tax obligations, contributions, and net income for planning purposes.
Important Disclaimers
⚠️ Tax Calculation Accuracy
The calculations provided are based on tax brackets and contribution rates of the current year, which may change over time. This website is for informational purposes only and does not constitute financial or tax advice. Accuracy is not guaranteed. Please consult a qualified tax professional for up-to-date and personalized guidance.
- • Our tools provide estimates based on current published tax brackets
- • Tax laws and rates may change without notice
- • Individual circumstances may affect actual tax obligations
- • Results should not replace professional tax consultation
No Professional Advice
- • We are not licensed tax advisors, accountants, or financial planners
- • Our calculations are for estimation purposes only
- • Always verify results with qualified professionals
- • We are not liable for decisions based on our calculations
Payment Terms
- 5-Day Access: €3.99 one-time payment for temporary access to premium features
- No Subscriptions: No recurring charges, auto-renewals, or ongoing commitments
- Access Expiration: Premium access expires exactly 5 days (120 hours) after purchase
- Repurchase: You may purchase additional 5-day access periods as needed
- Refunds: Contact us within 24 hours of purchase for refund requests. Refunds are processed at our discretion.
User Responsibilities
By using our service, you agree to:
- • Provide accurate information for calculations
- • Use the service legally and appropriately
- • Not attempt to bypass access controls or payment systems
- • Respect our intellectual property and not copy or redistribute our tools
- • Not use the service for any unlawful purposes
- • Understand that results are estimates and require professional verification
Limitation of Liability
We provide the service "as is" without warranties of any kind.
We are not liable for:
- • Inaccurate calculations or financial decisions based on them
- • Changes in tax laws affecting calculations
- • Service interruptions or technical issues
- • Any direct, indirect, incidental, or consequential damages
- • Loss of profits, data, or business opportunities
- • Penalties or interest charges from tax authorities
Service Availability
- • We strive for 99% uptime but cannot guarantee uninterrupted service
- • Scheduled maintenance will be announced when possible
- • Your 5-day access period does not extend due to service interruptions
- • We reserve the right to modify or discontinue features
Account Termination
We may terminate or suspend accounts for:
- • Violation of these terms
- • Fraudulent payment attempts
- • Abuse of the service or other users
- • Attempts to reverse engineer or compromise our systems
You may delete your account at any time through your account settings. Deletion does not entitle you to a refund for active access periods.
Updates to Cyprus Tax Law
We make reasonable efforts to update our calculations when Cyprus tax laws change, but:
- • Updates may not be immediate
- • We cannot guarantee accuracy of historical or future tax scenarios
- • Users are responsible for verifying current tax requirements
- • No compensation is provided for outdated calculations
Contact Information
For questions about these terms, billing issues, or support requests, please contact us through our website contact form.
Changes to These Terms
We may update these Terms of Service from time to time. We will notify users of significant changes by posting the updated terms on this page with a new "Last updated" date. Continued use of the service constitutes acceptance of the updated terms.